Features
Feature
Description
Average current balance of all accounts
Total open to buy on revolving bankcards.
Ratio of total current balance to high credit/credit
limit for all bankcard accounts.
Number of charge
post charge off collection fee
Number of collections in 12 months excluding medical
collections
The number of 30+ days past
The past
Loan description provided by the borrower
The borrower's debt to income ratio, calculated using
the monthly payments on the total debt obligations, excluding mortgage,
divided by self
The date the borrower's earliest reported credit line
was opened
Employment length in years. Possible values are
between 0 and 10 where 0 means less than one year and 10 means ten or more
years.
The job title supplied by the Borrower when applying
for the loan.*
The date the listing will expire
The total amount committed to that loan at that point
in time.
The total amount committed by investors for that loan
at that point in time.
The home ownership status provided by the borrower
during registration. Our values are: RENT, OWN, MORTGAGE, OTHER.
A unique LC assigned ID for the loan listing.
The initial listing status of the loan. Possible
values are – W, F
The number of inquiries by creditors during the past 6
months.
The monthly payment owed by the borrower if the loan
originates.
Interest Rate on the loan
Indicates if income was verified by LC, not verified,
or if the income source was verified
The date which the loan was funded
The most recent date LC pulled credit for this loan
The last upper boundary of range the borrower’s FICO
belongs to pulled.
The last lower boundary of range the borrower’s FICO
belongs to pulled.
Last total payment amount received
Last date payment was received
The date which the borrower's application was listed
on the platform.
The listed amount of the loan applied for by the
borrower. If at some point in time, the credit department reduces the loan
amount, then it will be reflected in this value.
Current status of the loan
A unique LC assigned Id for the borrower member.
Months since oldest installment account opened
Months since oldest revolving account opened
Months since most recent revolving account opened
Months since most recent account opened
Number of mortgage accounts.
The number of months since the borrower's last
delinquency.
Months since most recent 90
The number of months since the last public record.
Months since most recent bankcard account opened.
Months since most recent bankcard delinquency
Months since most recent inquiry.
Months since most recent revolving delinquency.
Next scheduled payment date
Number of accounts ever 120 or more days past due
Number of currently active bankcard accounts
Number of currently active revolving trades
Number of satisfactory bankcard accounts
Number of bankcard accounts
Number of installment accounts
Number of open revolving accounts
Number of revolving accounts
Number of revolving trades with balance >0
Number of satisfactory accounts
Number of accounts currently 120 days past due
(updated in past 2 months)
Number of accounts currently 30 days past due (updated
in past 2 months)
Number of accounts 90 or more days past due in last 24
months
Number of accounts opened in past 12 months
The number of open credit lines in the borrower's
credit file.
Remaining outstanding principal for total amount
funded
Remaining outstanding principal for portion of total
amount funded by investors
Percent of trades never delinquent
Percentage of all bankcard accounts > 75% of limit.
publicly available policy_code=1
Number of derogatory public records
Number of public record bankruptcies
A category provided by the borrower for the loan
request. Values are: DEBT_CONSOLIDATION, MEDICAL, HOME_IMPROVEMENT,
RENEWABLE_ENERGY, SMALL_BUSINESS, WEDDING, VACATION, MOVING, HOUSE, CAR,
MAJOR_PURCHASE, OTHER
Indicates if a payment plan has been put in place for
the loan
post charge off gross recovery
Total credit revolving balance
Revolving line utilization rate, or the amount of
credit the borrower is using relative to all available revolving credit.
Number of tax liens
The number of payments on the loan. Values are in
months and can be either 36 or 60.
The loan title provided by the borrower
Total collection amounts ever owed
Total current balance of all accounts
Total high credit/credit limit
The total number of credit lines currently in the
borrower's credit file
Total credit balance excluding mortgage
Total bankcard high credit/credit limit
Total installment high credit/credit limit
Payments received to date for total amount funded
Payments received to date for portion of total amount
funded by investors
Interest received to date
Late fees received to date
Principal received to date
Total revolving high credit/credit limit
Â